{"id":8012,"date":"2022-01-07T15:01:05","date_gmt":"2022-01-07T14:01:05","guid":{"rendered":"https:\/\/loanscouter.se\/?page_id=8012"},"modified":"2022-10-10T12:55:58","modified_gmt":"2022-10-10T10:55:58","slug":"collector","status":"publish","type":"page","link":"https:\/\/loanscouter.se\/langivare\/collector\/","title":{"rendered":"Collector recension"},"content":{"rendered":"\n<div class=\"is-layout-flow wp-block-group alignwide\"><div class=\"wp-block-ls-toc\">\n    <nav class=\"toc\" role=\"navigation\">\n        <div class=\"toc__title\" id=\"toc-button\">P\u00e5 denna sida<\/div>\n        <ul class=\"toc__list toc__list--hidden\" id=\"toc-list\"><li class=\"toc__list-item\"><a href=\"#om-collector\">Om Collector<\/a><\/li><li class=\"toc__list-item\"><a href=\"#sammanfattning-av-recension\">Sammanfattning av recension<\/a><\/li><li class=\"toc__list-item\"><a href=\"#collector-lan\">Collector l\u00e5n<\/a><\/li><li class=\"toc__list-item\"><a href=\"#fordelar\">F\u00f6rdelar<\/a><\/li><li class=\"toc__list-item\"><a href=\"#nackdelar\">Nackdelar<\/a><\/li><li class=\"toc__list-item\"><a href=\"#kundtjanst\">Kundtj\u00e4nst<\/a><\/li><li class=\"toc__list-item\"><a href=\"#pris\">Pris<\/a><\/li><li class=\"toc__list-item\"><a href=\"#collector-krav\">Collector krav<\/a><\/li><li class=\"toc__list-item\"><a href=\"#anvandarupplevelse\">Anv\u00e4ndarupplevelse<\/a><\/li><li class=\"toc__list-item\"><a href=\"#behandlingstid\">Behandlingstid<\/a><\/li><li class=\"toc__list-item\"><a href=\"#andra-fordelar\">Andra f\u00f6rdelar<\/a><\/li><li class=\"toc__list-item\"><a href=\"#slutsats\">Slutsats<\/a><\/li><\/ul>\n    <\/nav>\n<\/div>\n\n\n<p>Collector \u00e4r en <span data-tippy data-tippy-hover data-tippy-content=\"En person eller organisation som l\u00e5nar ut pengar.\" style=\"text-decoration-line: underline; text-decoration-style: dotted; cursor: pointer;\">l\u00e5ngivare<\/span> som verkat p\u00e5 den svenska marknaden i \u00f6ver tv\u00e5 decennier. Under 2015 s\u00e5 erh\u00f6ll man tillst\u00e5nd att bedriva bankverksamhet d\u00e4r man \u00e4ven \u00e5terfinns noterat p\u00e5 den respektabla Nasdaq Stockholm.<\/p>\n<\/div>\n\n\n\n<div class=\"alignwide wp-block-ls-provider-review\">\n    <div class=\"wp-block-ls-provider-review__header\">\n        <div class=\"wp-block-ls-provider-review__logo\">\n                        <img decoding=\"async\" data-src=\"https:\/\/loanscouter.se\/wp-content\/uploads\/sites\/7\/2022\/01\/Collector-recension.png\"\n                alt=\"Collector recension\">\n                    <\/div>\n        <div\n            class=\"wp-block-ls-provider-review__score-total wp-block-ls-provider-review__score-total--orange\">\n            <svg viewBox=\"0 0 36 36\">\n                <path class=\"wp-block-ls-provider-review__score-total-bg\" d=\"M18 2.0845\n          a 15.9155 15.9155 0 0 1 0 31.831\n          a 15.9155 15.9155 0 0 1 0 -31.831\" \/>\n                <path class=\"wp-block-ls-provider-review__score-total-fill\"\n                    stroke-dasharray=\"40, 100\"\n                    d=\"M18 2.0845\n          a 15.9155 15.9155 0 0 1 0 31.831\n          a 15.9155 15.9155 0 0 1 0 -31.831\" \/>\n            <\/svg>\n            <div class=\"wp-block-ls-provider-review__score-total-text\">\n                4            <\/div>\n        <\/div>\n    <\/div>\n    <div class=\"wp-block-ls-provider-review__body\">\n                <div class=\"wp-block-ls-provider-review__scores\">\n                        <div class=\"wp-block-ls-provider-review__score\">\n                <div class=\"wp-block-ls-provider-review__score-title\">\n                    Kundservice                <\/div>\n                <div\n                    class=\"component-progress-bar component-progress-bar--orange\">\n                    <div class=\"component-progress-bar__wrapper\"\n                        data-score=\"4\">\n                        <div class=\"component-progress-bar__fill\"\n                            style=\"width: 40%\">\n                        <\/div>\n                    <\/div>\n                    <div\n                        class=\"component-progress-bar__value\">\n                        4                    <\/div>\n                <\/div>\n            <\/div>\n                        <div class=\"wp-block-ls-provider-review__score\">\n                <div class=\"wp-block-ls-provider-review__score-title\">\n                    Behandlingstid                <\/div>\n                <div\n                    class=\"component-progress-bar component-progress-bar--red\">\n                    <div class=\"component-progress-bar__wrapper\"\n                        data-score=\"3\">\n                        <div class=\"component-progress-bar__fill\"\n                            style=\"width: 30%\">\n                        <\/div>\n                    <\/div>\n                    <div\n                        class=\"component-progress-bar__value\">\n                        3                    <\/div>\n                <\/div>\n            <\/div>\n                        <div class=\"wp-block-ls-provider-review__score\">\n                <div class=\"wp-block-ls-provider-review__score-title\">\n                    Pris                <\/div>\n                <div\n                    class=\"component-progress-bar component-progress-bar--orange\">\n                    <div class=\"component-progress-bar__wrapper\"\n                        data-score=\"5\">\n                        <div class=\"component-progress-bar__fill\"\n                            style=\"width: 50%\">\n                        <\/div>\n                    <\/div>\n                    <div\n                        class=\"component-progress-bar__value\">\n                        5                    <\/div>\n                <\/div>\n            <\/div>\n                        <div class=\"wp-block-ls-provider-review__score\">\n                <div class=\"wp-block-ls-provider-review__score-title\">\n                    Extra f\u00f6rdelar                <\/div>\n                <div\n                    class=\"component-progress-bar component-progress-bar--orange\">\n                    <div class=\"component-progress-bar__wrapper\"\n                        data-score=\"4\">\n                        <div class=\"component-progress-bar__fill\"\n                            style=\"width: 40%\">\n                        <\/div>\n                    <\/div>\n                    <div\n                        class=\"component-progress-bar__value\">\n                        4                    <\/div>\n                <\/div>\n            <\/div>\n                        <div class=\"wp-block-ls-provider-review__score\">\n                <div class=\"wp-block-ls-provider-review__score-title\">\n                    Anv\u00e4ndarupplevelse                <\/div>\n                <div\n                    class=\"component-progress-bar component-progress-bar--orange\">\n                    <div class=\"component-progress-bar__wrapper\"\n                        data-score=\"4\">\n                        <div class=\"component-progress-bar__fill\"\n                            style=\"width: 40%\">\n                        <\/div>\n                    <\/div>\n                    <div\n                        class=\"component-progress-bar__value\">\n                        4                    <\/div>\n                <\/div>\n            <\/div>\n                    <\/div>\n        <div class=\"wp-block-ls-provider-review__footer\">\n            Recenserad av LoanScouter        <\/div>\n    <\/div>\n<\/div>\n\n\n<div class=\"is-layout-flow wp-block-group alignwide spacing-medium\">\n<h2 id=\"om-collector\">Om Collector<\/h2>\n\n\n\n<p>Collector bank erbjuder ett flertal olika typer av l\u00e5n med varierande villkor. H\u00e4rn\u00e4st s\u00e5 redog\u00f6r vi f\u00f6r de de mest adekvata n\u00e4r det kommer till segmentet f\u00f6r privata krediter i form av f\u00f6ljande:<\/p>\n\n\n\n<ul><li><strong>Collector privatl\u00e5n <\/strong>&#8211; Ett l\u00e5n som verkar i form som ett adekvat samlingsnamn f\u00f6r ett antal olika former av l\u00e5n. Collector erbjuder dig m\u00f6jligheten att ans\u00f6ka om ett privatl\u00e5n utan krav p\u00e5 s\u00e4kerhet. Man tillhandah\u00e5ller en \u00e5terbetalningsperiod mellan 2 \u00e5r &#8211; 18 \u00e5r, vilket st\u00e5r sig som en av de l\u00e4ngsta l\u00f6ptiderna p\u00e5 marknaden.<\/li><li><strong>Collector samlingsl\u00e5n<\/strong> &#8211; Ett <a href=\"https:\/\/loanscouter.se\/samla-lan\/\" target=\"_blank\" rel=\"noreferrer noopener\">samlingsl\u00e5n \u00e4r en form av konsolideringsl\u00e5n<\/a> som erbjuder dig m\u00f6jligheten att samla alla dina h\u00f6gkostnadskrediter och mindre l\u00e5n till en enda men betydligt billigare l\u00e5neform. F\u00f6r samlingsl\u00e5n s\u00e5 beh\u00f6ver du inte heller tillhandah\u00e5lla en adekvat form av s\u00e4kerhet. L\u00f6ptiden erbjuds f\u00f6r n\u00e4rvarande fr\u00e5n 2 \u00e5r upp till 18 \u00e5r.<\/li><li><strong>Collector meds\u00f6kande &#8211; <\/strong>En form av l\u00e5n som erbjuder dig m\u00f6jligheten att ans\u00f6ka om en av ovanst\u00e5ende tv\u00e5 l\u00e5n, i form av en meds\u00f6kande. Villkoren f\u00f6r det hela \u00e4r de samma, men f\u00f6r att \u00f6ka chansen att f\u00e5 igenom l\u00e5net s\u00e5 rekommenderas det att din meds\u00f6kande har en fl\u00e4ckfri <span data-tippy data-tippy-hover data-tippy-content=\"En individs eller f\u00f6retags f\u00f6rm\u00e5ga att betala tillbaka skulder.\" style=\"text-decoration-line: underline; text-decoration-style: dotted; cursor: pointer;\">kreditv\u00e4rdighet<\/span> i \u00f6verlag.<\/li><\/ul>\n<\/div>\n\n\n\n<div class=\"is-layout-flow wp-block-group alignwide has-background spacing-medium\" style=\"background-color:#f5f5f5\">\n<h2 id=\"sammanfattning-av-recension\">Sammanfattning av recension<\/h2>\n\n\n\n<p>Vi inleder det hela genom att unders\u00f6ka vad konsumenterna anser kundtj\u00e4nsten och prisniv\u00e5 som erbjuds i j\u00e4mf\u00f6relse med deras konkurrenter. Vi vill \u00e4ven unders\u00f6ka hur banken st\u00e5r sig i j\u00e4mf\u00f6relse med resten av marknaden samt vad konsumenterna anser om den \u00f6vergripande anv\u00e4ndarupplevelsen.<\/p>\n\n\n\n<p>I den sista delen av granskningen s\u00e5 kommer vi \u00e4ven unders\u00f6ka huruvida det finns andra delar av verksamheten vilka du som l\u00e5nes\u00f6kande b\u00f6r ha k\u00e4nnedom om innan du best\u00e4mmer dig f\u00f6r att ans\u00f6ka om l\u00e5net.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-css-opacity is-style-wide\" \/>\n\n\n\n<h3>Kundtj\u00e4nst<\/h3>\n\n\n\n<figure class=\"wp-block-image size-large is-resized\"><img decoding=\"async\" loading=\"lazy\" data-src=\"\/wp-content\/themes\/themelion-fse\/assets\/images\/icon-stars-4.svg\" alt=\"\" width=\"120\" height=\"21\" \/><\/figure>\n\n\n\n<p>Kundtj\u00e4nsten hos Collector upplevs som kompetent och tillm\u00f6tesg\u00e5ende. Man erbjuder flera olika kanaler att komma i kontakt med en ledig handl\u00e4ggare, n\u00e5got som uppskattas av konsumenterna. Det totala betyget blir dock l\u00e4gre eftersom man endast valt att ha \u00f6ppet under vardagarna samt ej under helgerna.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-css-opacity is-style-wide\" \/>\n\n\n\n<h3>Pris<\/h3>\n\n\n\n<figure class=\"wp-block-image size-large is-resized\"><img decoding=\"async\" loading=\"lazy\" data-src=\"\/wp-content\/themes\/themelion-fse\/assets\/images\/icon-stars-5.svg\" alt=\"\" width=\"120\" height=\"21\" \/><\/figure>\n\n\n\n<p>Collector bank erbjuder dig adekvat och marknadsm\u00e4ssiga prisniv\u00e5er <a href=\"https:\/\/loanscouter.se\/privatlan\/\" target=\"_blank\" rel=\"noreferrer noopener\">n\u00e4r det kommer till privatl\u00e5n<\/a>. Man toppar det hela \u00e4ven genom att erbjuda dig en rabatt p\u00e5 0,5% om du ans\u00f6ker direkt genom l\u00e5ngivaren i fr\u00e5ga och ej genom en <span data-tippy data-tippy-hover data-tippy-content=\"En mellanhand som hj\u00e4lper kunder att hitta l\u00e4mpliga l\u00e5n fr\u00e5n olika l\u00e5ngivare.\" style=\"text-decoration-line: underline; text-decoration-style: dotted; cursor: pointer;\">l\u00e5nef\u00f6rmedlare<\/span>.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-css-opacity is-style-wide\" \/>\n\n\n\n<h3>Anv\u00e4ndarupplevelse<\/h3>\n\n\n\n<figure class=\"wp-block-image size-large is-resized\"><img decoding=\"async\" loading=\"lazy\" data-src=\"\/wp-content\/themes\/themelion-fse\/assets\/images\/icon-stars-4.svg\" alt=\"\" width=\"120\" height=\"21\" \/><\/figure>\n\n\n\n<p>Anv\u00e4ndarupplevelsen hos Collector bank tillhandah\u00e5ller en adekvat anv\u00e4ndarupplevelse som ligger i paritet j\u00e4mf\u00f6rt med sina n\u00e4rmaste konkurrenter. Man hittar inga uppenbara nackdelar med det hela utan f\u00f6rser l\u00e5ngivaren med den h\u00f6gsta betyget p\u00e5 denna punkt.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-css-opacity is-style-wide\" \/>\n\n\n\n<h3>Behandlingstid<\/h3>\n\n\n\n<figure class=\"wp-block-image size-large is-resized\"><img decoding=\"async\" loading=\"lazy\" data-src=\"\/wp-content\/themes\/themelion-fse\/assets\/images\/icon-stars-3.svg\" alt=\"\" width=\"120\" height=\"21\" \/><\/figure>\n\n\n\n<p>Behandlingstiden f\u00f6r <span data-tippy data-tippy-hover data-tippy-content=\"Formaliteten f\u00f6r att beg\u00e4ra ett l\u00e5n online.\" style=\"text-decoration-line: underline; text-decoration-style: dotted; cursor: pointer;\">l\u00e5neans\u00f6kan<\/span> ligger i framkant j\u00e4mf\u00f6rt med resten av marknaden. Det som n\u00e5gra upplever som en mindre nackdel \u00e4r det faktum att svart p\u00e5 l\u00e5neans\u00f6kan \u00e4r endast prelimin\u00e4r och kan komma att \u00e4ndras vid det slutliga beskedet.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-css-opacity is-style-wide\" \/>\n\n\n\n<h3>Andra f\u00f6rdelar<\/h3>\n\n\n\n<figure class=\"wp-block-image size-large is-resized\"><img decoding=\"async\" loading=\"lazy\" data-src=\"\/wp-content\/themes\/themelion-fse\/assets\/images\/icon-stars-4.svg\" alt=\"\" width=\"120\" height=\"21\" \/><\/figure>\n\n\n\n<p>Collector erbjuder en form av l\u00e5neskydd som garderar dig mot ofrivilliga sjukskrivningar och upps\u00e4gningar. Du f\u00e5r i skrivande stund \u00e4ven tre m\u00e5nader helt kostnadsfritt n\u00e4r du tecknar produkten genom Collector bank.<\/p>\n<\/div>\n\n\n\n<hr class=\"wp-block-separator has-css-opacity alignwide is-style-wide spacing-medium\" \/>\n\n\n\n<div class=\"is-layout-flow wp-block-group spacing-medium\">\n<h2 class=\"alignwide has-text-align-center spacing-medium\" id=\"collector-lan\">Collector l\u00e5n<\/h2>\n\n\n\n<figure class=\"wp-block-table aligncenter\"><table><tbody><tr><td><strong>L\u00e5nebelopp:<\/strong><\/td><td>20 000 \u2013 500 000 kr<\/td><\/tr><tr><td><strong>\u00c5terbetalningsperiod:<\/strong><\/td><td>2 \u00e5r &#8211; 18 \u00e5r<\/td><\/tr><tr><td><strong>Effektiv r\u00e4nta:<\/strong><\/td><td>Individuell<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<div class=\"is-horizontal is-content-justification-center is-layout-flex wp-container-4 wp-block-buttons\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link\" href=\"https:\/\/www.collector.se\/\" target=\"_blank\" rel=\"nofollow noopener\">Bes\u00f6k Collector<\/a><\/div>\n<\/div>\n<\/div>\n\n\n\n<hr class=\"wp-block-separator has-css-opacity alignwide is-style-wide spacing-medium\" \/>\n\n\n\n<div class=\"is-layout-flow wp-block-group alignwide spacing-medium\">\n<div class=\"is-layout-flex wp-container-8 wp-block-columns alignwide\">\n<div class=\"is-layout-flow wp-block-column\" style=\"flex-basis:50%\">\n<h2 id=\"fordelar\">F\u00f6rdelar<\/h2>\n\n\n\n<ul class=\"is-style-pros-list\"><li>Avgiftsfritt l\u00e5neskydd som g\u00e4ller under 3 m\u00e5nader fr\u00e5n och att l\u00e5net betalas ut<\/li><li>Du kan avnjuta en l\u00e4gre <span data-tippy data-tippy-hover data-tippy-content=\"Belopp betalat f\u00f6r l\u00e5n eller investering, oftast procentuellt.\" style=\"text-decoration-line: underline; text-decoration-style: dotted; cursor: pointer;\">r\u00e4nta<\/span> om du ans\u00f6ker via en av deras l\u00e5nef\u00f6rmedlare<\/li><li>Du kan v\u00e4lja att nyttja amorteringsfria m\u00e5nader i den m\u00e5n som du anser vara n\u00f6dv\u00e4ndigt<\/li><\/ul>\n<\/div>\n\n\n\n<div class=\"is-layout-flow wp-block-column\" style=\"flex-basis:50%\">\n<h2 id=\"nackdelar\">Nackdelar<\/h2>\n\n\n\n<ul class=\"cons-list is-style-cons-list\"><li>Du m\u00e5ste ha fyllt 23 \u00e5r vid tiden som du l\u00e4mnar in din l\u00e5neans\u00f6kan<\/li><li>Den h\u00f6ga deklarerade \u00e5rsinkomsten p\u00e5 200 000 kr anses vara en av marknadens h\u00f6gsta<\/li><li>Det faktum att du inte f\u00e5r ha n\u00e5gra <a href=\"https:\/\/loanscouter.se\/lan-med-betalningsanmarkning\/\" target=\"_blank\" rel=\"noreferrer noopener\">betalningsanm\u00e4rkningar vid tiden f\u00f6r l\u00e5neans\u00f6kan<\/a><\/li><\/ul>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<hr class=\"wp-block-separator has-css-opacity alignwide is-style-wide spacing-medium\" \/>\n\n\n\n<div class=\"is-layout-flow wp-block-group alignwide spacing-medium\">\n<h2 id=\"kundtjanst\">Kundtj\u00e4nst<\/h2>\n\n\n\n<figure class=\"wp-block-image size-large is-resized\"><img decoding=\"async\" loading=\"lazy\" data-src=\"\/wp-content\/themes\/themelion-fse\/assets\/images\/icon-stars-4.svg\" alt=\"\" width=\"120\" height=\"21\" \/><\/figure>\n\n\n\n<p>Den kundtj\u00e4nst som Collector tillhandah\u00e5ller upplevs av konsumenterna som b\u00e5de kunnig och kompetent d\u00e4r konsumenterna upplever att kan f\u00e5 svar p\u00e5 sina fr\u00e5gor inom en f\u00f6rh\u00e5llandevis kort tid.<\/p>\n\n\n\n<p>N\u00e4r det kommer till de olika kontaktv\u00e4garna f\u00f6r kundtj\u00e4nsten s\u00e5 har du flera olika val. Till att b\u00f6rja med s\u00e5 kan du v\u00e4lja att ringa in till kundtj\u00e4nsten under vardagar, mellan 10:00-16:00. Vidare s\u00e5 kan du \u00e4ven v\u00e4lja att chatt med kundsupporten under de tider som den h\u00e5ller \u00f6ppet. Under andra tider s\u00e5 kommer du att betj\u00e4nas av en artificiell chatbot.<\/p>\n\n\n\n<p>Du kan \u00e4ven v\u00e4lja att ladda ner Collector app, som f\u00f6r \u00f6vrigt finns f\u00f6r b\u00e5de iOS- och Android, helt kostnadsfritt. D\u00e4r hittar du l\u00e5ngivarens digitala assistent som hj\u00e4lper dig f\u00e5 svar p\u00e5 dina fr\u00e5gor snabbt och koncist.Som om det inte \u00e4r tillr\u00e4ckligt s\u00e5 kan du \u00e4ven logga in p\u00e5 din medlemssida, d\u00e4r du kan l\u00e4mna ett meddelande till kundtj\u00e4nsten som sedan tar hand om det hela inom m\u00e5n av tid. Det som s\u00e4nker betyget en aning \u00e4r att man ej tillhandah\u00e5ller kundsupport under helgerna, n\u00e5got som m\u00e5nga menar p\u00e5 \u00e4r synd.<\/p>\n\n\n\n<h3>F\u00f6retagsinformation<\/h3>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td>F\u00f6retag<\/td><td>Collector Bank AB<\/td><\/tr><tr><td>Adress i Sverige<\/td><td>Lilla Bommens Torg 11, 411 04 G\u00f6teborg<\/td><\/tr><tr><td>E-post<\/td><td>lana@collectorbank.se<\/td><\/tr><tr><td>Telefon<\/td><td>(+46) 10 161 00 00<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h3>\u00d6ppettider f\u00f6r kundtj\u00e4nst<\/h3>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td>M\u00e5ndag<\/td><td>10:00 &#8211; 16:00<\/td><\/tr><tr><td>Tisdag<\/td><td>10:00 &#8211; 16:00<\/td><\/tr><tr><td>Onsdag<\/td><td>10:00 &#8211; 16:00<\/td><\/tr><tr><td>Torsdag<\/td><td>10:00 &#8211; 16:00<\/td><\/tr><tr><td>Fredag<\/td><td>10:00 &#8211; 16:00<\/td><\/tr><tr><td>L\u00f6rdag<\/td><td>St\u00e4ngt<\/td><\/tr><tr><td>S\u00f6ndag<\/td><td>St\u00e4ngt<\/td><\/tr><\/tbody><\/table><\/figure>\n<\/div>\n\n\n\n<hr class=\"wp-block-separator has-css-opacity alignwide is-style-wide spacing-medium\" \/>\n\n\n\n<div class=\"is-layout-flow wp-block-group alignwide spacing-medium\">\n<h2 id=\"pris\">Pris<\/h2>\n\n\n\n<figure class=\"wp-block-image size-large is-resized\"><img decoding=\"async\" loading=\"lazy\" data-src=\"\/wp-content\/themes\/themelion-fse\/assets\/images\/icon-stars-5.svg\" alt=\"\" width=\"120\" height=\"21\" \/><\/figure>\n\n\n\n<p>Vi initierar v\u00e5r diskussion kring priss\u00e4ttning hos Collector bank genom att konstatera det faktum att m\u00e5nga anser att man ligger p\u00e5 en marknadsm\u00e4ssig niv\u00e5 n\u00e4r det kommer till deras olika typer av privatl\u00e5n.<\/p>\n\n\n\n<p>Vidare s\u00e5 anser konsumenterna att den prisniv\u00e5 som Collector bank applicerar f\u00f6r l\u00e5nen ligger paritet med det som deras n\u00e4rmaste konkurrenter till\u00e4mpar. Man uppfattar \u00e4ven att webbplatsen \u00e4r enkelt att hitta runt p\u00e5, framf\u00f6rallt n\u00e4r det kommer till priss\u00e4ttningen g\u00e4llande privatl\u00e5net som erbjuds.<\/p>\n\n\n\n<p>Som ett s\u00e4tt i att avrunda det hela s\u00e5 uppfattar konsumenterna att Collector ligger i framkant n\u00e4r det kommer till transparens kring l\u00e5nen, n\u00e5got som man anser fler konkurrenter b\u00f6r ta efter.<\/p>\n<\/div>\n\n\n\n<hr class=\"wp-block-separator has-css-opacity alignwide is-style-wide spacing-medium\" \/>\n\n\n\n<div class=\"is-layout-flow wp-block-group alignwide has-background spacing-medium\" style=\"background-color:#f5f5f5\">\n<h2 id=\"collector-krav\">Collector krav<\/h2>\n\n\n\n<div class=\"is-layout-flex wp-container-14 wp-block-columns alignwide\">\n<div class=\"is-layout-flow wp-block-column\" style=\"flex-basis:50%\">\n<ul><li>Du m\u00e5ste ha fyllt 23 \u00e5r f\u00f6r att kunna ans\u00f6ka om ett l\u00e5n hos Collector.<\/li><li>Du m\u00e5ste kunna uppvisa en folkbokf\u00f6rd i Sverige under de senaste 24 m\u00e5naderna.<\/li><li>Du m\u00e5ste kunna p\u00e5visa en deklarerad \u00e5rsinkomst p\u00e5 minimum 200 000 kr.<\/li><\/ul>\n<\/div>\n\n\n\n<div class=\"is-layout-flow wp-block-column\" style=\"flex-basis:50%\">\n<ul><li>Du f\u00e5r inte ha n\u00e5gra betalningsanm\u00e4rkningar registrerade vid tiden f\u00f6r ans\u00f6kan.<\/li><li>Du m\u00e5ste ha ett fungerande BankID f\u00f6r att kunna signera din l\u00e5neans\u00f6kan.<\/li><li>Du f\u00e5r inte ha n\u00e5gra skulder hos Kronofogden vid tiden f\u00f6r din l\u00e5neans\u00f6kan.<\/li><\/ul>\n<\/div>\n<\/div>\n\n\n\n<div class=\"is-horizontal is-content-justification-center is-layout-flex wp-container-15 wp-block-buttons\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link\" href=\"https:\/\/www.collector.se\/\" target=\"_blank\" rel=\"nofollow noopener\">Bes\u00f6k Collector<\/a><\/div>\n<\/div>\n<\/div>\n\n\n\n<hr class=\"wp-block-separator has-css-opacity alignwide is-style-wide spacing-medium\" \/>\n\n\n\n<div class=\"is-layout-flow wp-block-group alignwide spacing-medium\">\n<h2 id=\"anvandarupplevelse\">Anv\u00e4ndarupplevelse<\/h2>\n\n\n\n<figure class=\"wp-block-image size-large is-resized\"><img decoding=\"async\" loading=\"lazy\" data-src=\"\/wp-content\/themes\/themelion-fse\/assets\/images\/icon-stars-4.svg\" alt=\"\" width=\"120\" height=\"21\" \/><\/figure>\n\n\n\n<p>Anv\u00e4ndarupplevelsen hos Collector bank upplevs som adekvat och tillfredsst\u00e4llande i j\u00e4mf\u00f6relse med deras n\u00e4rmsta konkurrenter. Webbplatsen har skapats i form av ljusa och behagliga f\u00e4rger med en logisk navigeringen.<\/p>\n\n\n\n<p>Information som \u00e5terspeglas p\u00e5 webbplatsen presenteras p\u00e5 ett strukturerat s\u00e4tt i ett antal v\u00e4ldefinierade sektioner. De menyer som till\u00e4mpas definierar tydligt uppdelningen mellan l\u00e5n och tj\u00e4nster f\u00f6r privatpersoner, respektive kommersiellt f\u00f6retag.<\/p>\n\n\n\n<p>Genom att experimentera med r\u00e4knare som \u00e5terfinns h\u00f6gst upp p\u00e5 startsidan s\u00e5 kan du med enkelhet ta reda p\u00e5 hur mycket ett privatl\u00e5n hos Collector bank kommer i slut\u00e4ndan att kosta dig.<\/p>\n\n\n\n<p>I \u00f6verlag s\u00e5 \u00e4r konsumenterna positiva till den \u00f6vergripande anv\u00e4ndarupplevelsen och anser att den ligger i framkant i j\u00e4mf\u00f6relse med l\u00e5ngivare vilka erbjuder snarlika typer av privatl\u00e5n.<\/p>\n<\/div>\n\n\n\n<hr class=\"wp-block-separator has-css-opacity alignwide is-style-wide spacing-medium\" \/>\n\n\n\n<div class=\"is-layout-flow wp-block-group alignwide spacing-medium\">\n<h2 id=\"behandlingstid\">Behandlingstid<\/h2>\n\n\n\n<figure class=\"wp-block-image size-large is-resized\"><img decoding=\"async\" loading=\"lazy\" data-src=\"\/wp-content\/themes\/themelion-fse\/assets\/images\/icon-stars-3.svg\" alt=\"\" width=\"120\" height=\"21\" \/><\/figure>\n\n\n\n<p>Collector bank \u00e4r en l\u00e5ngivare som ligger i framkant n\u00e4r det kommer till tiden som kr\u00e4vs f\u00f6r att behandla din l\u00e5neans\u00f6kan. Sj\u00e4lva processen \u00e4r helt digitaliserad och inneh\u00e5ller ej n\u00e5gra manuella steg.<\/p>\n\n\n\n<p>Man har utformat det hela s\u00e5 att du f\u00e5r tillbaka ett &#8221;prelimin\u00e4rt&#8221; svar p\u00e5 din l\u00e5neans\u00f6kan inom n\u00e5gra minuter fr\u00e5n att du signera det hela. Om det hela g\u00e5r s\u00e5 som f\u00f6rv\u00e4ntas s\u00e5 kommer dina pengar att betalas ut redan samma dag.<\/p>\n\n\n\n<p>Det st\u00e5r dock ej angett om man beh\u00f6ver ha tillg\u00e5ng till en viss bank f\u00f6r att pengarna ska landa samma dag eller om det hela g\u00e4ller f\u00f6r alla de banker vilka finns registrerade i Sverige, en punkt som vi l\u00e5ter vara osagd f\u00f6r n\u00e4rvarande.<\/p>\n<\/div>\n\n\n\n<hr class=\"wp-block-separator has-css-opacity alignwide is-style-wide spacing-medium\" \/>\n\n\n\n<div class=\"is-layout-flow wp-block-group alignwide spacing-medium\">\n<h2 id=\"andra-fordelar\">Andra f\u00f6rdelar<\/h2>\n\n\n\n<figure class=\"wp-block-image size-large is-resized\"><img decoding=\"async\" loading=\"lazy\" data-src=\"\/wp-content\/themes\/themelion-fse\/assets\/images\/icon-stars-4.svg\" alt=\"\" width=\"120\" height=\"21\" \/><\/figure>\n\n\n\n<p>Om du skulle r\u00e5ka ut f\u00f6r en olycka d\u00e4r du blir sjukskriven under en l\u00e4ngre period, alternativt bli f\u00f6rem\u00e5l f\u00f6r ett ofrivilligt varsel eller upps\u00e4gning s\u00e5 kommer l\u00e5neskyddet fr\u00e5n Collector att komma v\u00e4l till hands.<\/p>\n\n\n\n<p>Sj\u00e4lva produkten g\u00f6r att du garderar dig mot ofrivilligt bortfall av inkomst, samtidigt som du \u00e4ven f\u00e5r avnjuta tre m\u00e5nader av betalskydd n\u00e4r du v\u00e4ljer att teckna produkten vilka Collector bank, helt utan att bli p\u00e5f\u00f6rd n\u00e5gra extra kostnader.<\/p>\n<\/div>\n\n\n\n<hr class=\"wp-block-separator has-css-opacity alignwide is-style-wide spacing-medium\" \/>\n\n\n\n<div class=\"is-layout-flow wp-block-group alignwide has-background spacing-medium\" style=\"background-color:#f5f5f5\">\n<h2 id=\"slutsats\">Slutsats<\/h2>\n\n\n\n<p>Collector bank \u00e4r en l\u00e5ngivare som verkat p\u00e5 den svenska marknaden i \u00f6ver tv\u00e5 decennier. Man erbjuder idag en rad av <a href=\"https:\/\/loanscouter.se\/blancolan\/\" target=\"_blank\" rel=\"noreferrer noopener\">anpassningsbara och skr\u00e4ddarsydda blancol\u00e5n<\/a> d\u00e4r du kan v\u00e4lja att ans\u00f6ka om ett valfritt belopp, helt utan krav p\u00e5 s\u00e4kerhet.<\/p>\n\n\n\n<p>Den effektiva r\u00e4ntan baseras helt och h\u00e5llet p\u00e5 s\u00f6kandes kreditv\u00e4rdighet d\u00e4r man \u00e4ven beh\u00f6ver uppfylla ett antal grundkrav f\u00f6r att \u00f6verhuvudtaget f\u00e5 m\u00f6jligheten att <a href=\"https:\/\/www.collector.se\/\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">ans\u00f6ka om ett l\u00e5n hos Collector bank<\/a>.<\/p>\n\n\n\n<p>Konsumenterna prisar den f\u00f6renklade ans\u00f6kningsprocessen d\u00e4r du inom endast n\u00e5gra minuter f\u00e5r motta ett prelimin\u00e4rt svar p\u00e5 det hela. P\u00e5 minuskontot s\u00e5 \u00e5terfinns det faktum att kundtj\u00e4nsten endast h\u00e5ller \u00f6ppet under vardagarna.<\/p>\n<\/div>\n<style type=\"text\/css\">\n    :root {\n        --themelion--translations--read-more: \"L\u00e4s mer\";\n    }\n<\/style>\n","protected":false},"excerpt":{"rendered":"<p>Collector \u00e4r en l\u00e5ngivare som verkat p\u00e5 den svenska marknaden i \u00f6ver tv\u00e5 decennier. Under 2015 s\u00e5 erh\u00f6ll man tillst\u00e5nd &#8230;<\/p>\n","protected":false},"author":14,"featured_media":8018,"parent":32,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"loan-provider","meta":{"_post_loan_provider_brand_id":"","_kc_original_post_id":0,"_kc_proofreading_post_id":0,"_kc_original_post_type":"","_kc_proofreading_description":"","_kc_proofreading_accepted":false},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v19.11 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Collector recension | Den totala 2024 guiden | L\u00e4s mer<\/title>\n<meta name=\"description\" content=\"Collector recension 2024 \u2713 L\u00e4s mer om Collector och vad de kan erbjuda dig som l\u00e5ntagare \u2713 Insikter och fakta \u2713 L\u00e4r dig mer h\u00e4r \u2192\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" 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